1. No personalized advice

Calcolatorisoldi.it does not provide financial advice, offer investment products or suggest specific transactions.

The calculators and simulations are generic tools that do not consider:

• your individual financial situation;
• your risk tolerance;
• your personal financial goals;
• your overall wealth;
• your individual tax position.

Any action taken on the basis of the site is entirely at the user's own responsibility.

2. Data accuracy and tool limits

Although we strive to keep the tools updated, the outputs they generate are:

• indicative estimates, not guarantees;
• based on generic, non-personalized parameters;
• subject to regulatory, tax and market changes.

Therefore calcolatorisoldi.it cannot ensure the accuracy, completeness or validity of the processed data. Users should always verify information with official sources or professionals.

3. No liability

Kodo SRL will not be liable for:

• decisions made based on the content or outputs of the calculators;
• economic losses, direct or indirect;
• damages arising from errors, omissions or malfunctions;
• personal interpretations of the information on the site.

By using the site you accept these limits.

4. Tips for mindful use

We encourage users to:

• treat the calculators as orientation tools;
• avoid basing financial choices solely on simulations;
• consult a professional before making investments or major economic decisions;
• stay up to date on tax rules and market trends.

5. No professional relationship

Using the site does not create a professional relationship between the user and Kodo SRL. The site does not provide regulated advisory services.

6. Changes to this notice

We reserve the right to modify this disclaimer at any time. Updates will be published on this page and take effect from the stated date.